Amazon revamps business credit cards and rewards
Amazon Business customers have access to two new business credit card offerings.
Amazon is introducing the new Prime Business Card and Amazon Business Card, issued by U.S. Bank as part of the Mastercard network. Initially announced in March 2026, the cards offer rewards wherever customers are shopping, access to flexible financing for purchases, and no annual or foreign transaction fees. Both cards are now available to new applicants.
The Prime Business Card offers Business Prime members 5% back on U.S. purchases up to $150,000 annually from Amazon Business, Amazon.com, Amazon Web Services (AWS) and Whole Foods Market. For customers without a Prime membership, the Amazon Business Card offers 3% back for their U.S. Amazon purchases up to $150,000 annually.
For the first time on a card with no annual fee, customers automatically earn 2% back beyond Amazon on purchases up to $150,000 annually in their top three eligible spending categories each statement cycle, plus 1% on all other purchases beyond Amazon.
Customers can also earn 5% back on travel booked via the U.S. Bank Travel Center with the Prime Business Card, or 3% with the Amazon Business Card. In addition, customers can split eligible Amazon purchases into fixed monthly payments at 0% APR for up to 12 months in lieu of earning rewards, without fees.
With Amazon Business tools and U.S. Bank spend management built in, customers can track spending in real time with itemized reports that include Amazon transaction details, set spending limits and approval rules with physical cards, or issue unlimited virtual cards with customizable spend restrictions and expiration dates.
[READ MORE: Amazon Business Prime adds third-party perks]
Built on Mastercard’s network, every transaction is supported by AI-based fraud monitoring and zero liability protection. Mastercard also combines tokenization, cybersecurity and real-time analysis to help prevent threats.
Cardholders can also obtain World Elite Mastercard premium tier features, as well as participate in the Easy Savings automatic savings program that delivers rebates on business expenses like gas, dining and travel at more than 50,000 locations worldwide.
Current Amazon Business American Express cardholders can continue using their existing cards and earning rewards without interruption. Cardholders will receive a replacement card that they can begin using on Aug. 14, 2026, with their previous rewards carrying over to the new cards.
"We heard from business customers that they wanted more from their card—more rewards outside of Amazon, more flexibility in how they pay, and more control over how their teams spend," said Shelley Salomon, VP of Amazon Business. "The new Prime Business Card and Amazon Business Card are our answer: rewards that automatically adapt to each customer's spending, interest-free installment options, and built-in spend management tools—all with no annual fee."
Amazon Business has more than 8 million business customers, ranging from sole proprietors to multinational enterprises in 11 countries including Australia, Canada, France, Germany, India, Italy, Japan, Mexico, Spain, the United Kingdom and the U.S. Amazon Business drives over $35 billion in annualized gross sales for Amazon.
