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Small retailers show optimism, but concerns remain

Small business
Almost all small retailers have a good view of their business.

A new survey of small U.S. retailers shows they have a generally positive business outlook but are worried about some key issues.

The 2026 "Voice of the Retail Industry" survey from retail POS and management platform provider Toast reveals that 94% of 340 operators of retailers with fewer than 16 U.S. stores rated their business health good or excellent. More than eight-in-10 (83%) are optimistic about keeping their doors open over the next year (up 6% from 78% in 2025) and nearly three in four reported increases in both revenue and profit over the past year.

Two-in-three (66%) respondents say they are likely to open a new location in 2027, up 5% from 63% who planned to open a new location in the next year in 2025.

Small retailers engage with AI

Artificial intelligence is generally popular with respondents. Almost nine in 10 (88%) believe AI will help them be more efficient at work, up 6% from 83% a year earlier. Eighty-eight percent also trust AI with their business needs: up 5% from 85% year over year.  

[READ MORE: Survey: Small businesses cite cost and time savings as top AI benefits]

Interestingly, the percentage of respondents who feel comfortable using AI (89%) slightly dropped from 90% in 2025. But 90% plan to use AI more in the future, a 7% increase from 84% a year earlier. More than nine in 10 (92%) say AI tools offer great value for the money, up 8% from 85% the prior year.

Nine-in-10 respondents are actively experimenting with AI, including 42% doing it through vendors but not on their own, as well as 20% on their own but not through vendors and 28% experimenting both on their own and through vendors. 

When asked where they expected AI to help, respondents cited decision making (42%), staff productivity (40%), marketing performance (39%), customer experience (37%) and sales & revenue (37%) as top priorities. And for nearly all issues, respondents largely expressed a desire to have humans oversee AI-generated work.

Pain points

Respondents listed inflation among their top concerns, along with inventory management and deliveries. Roughly the same percentage of operators chose inflation as a top three pain point in 2026 as 2025, which Toast says indicates the industry has been dealing with that pressure for some time. 

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Top business goals

Respondents were asked to name their top three business goals for the year. Leading answers included:

  • Improve profitability: 32%.
  • Simplify operations: 31%.
  • Improve employee productivity: 27%.
  • Start using new tech: 25%.
  • Increase same-store revenue: 24%.
  • Increase customer demand: 24%.
  • Increase customer checkout throughput: 21%.
  • Inventory management: 21%.
  • Improve employee retention: 20%.
  • Managing third-party delivery: 16%.
  • Inflation: 16%.
  • Employee scheduling: 15%.
  • Marketing: 15%.
  • Increase line speed: 15%.
  • Sourcing and hiring employees: 14%.

Responses to potential cost of goods increases

Respondents were asked what steps they would take if the cost of good srises over the next 12 months:

  • Adjust the number of suppliers:33%.
  • Increase prices on products: 32%.
  • Conduct product-level profitability analysis: 30%.
  • Negotiate with suppliers: 29%.
  • Start tracking key products more closely: 29%.
  • Tightly manage inventory (or carry leaner inventory): 28%.
  • Reduce hours of operation: 27%.
  • Add additional service fees or charges: 24%.

Demand generation

Top demand generation tools used by respondents include: 

  • Social media marketing (35%).
  • Online advertising: 34%.
  • Improving speed of service: 34%.
  • Loyalty or rewards programs: 31%.
  • Advertising: 30%.

Technology investment

Three-quarters of respondents plan to increase technology spending in the next 12 months (up 17% from 64%). Leading solutions they plan to invest in include:

  • Barcode scanners: 56%.
  • Accounting software: 55%.
  • Electronic shelf labels: 46%.
  • Order ready boards: 46%.
  • Automated invoices: 48%.
  • EBT/SNAP payments: 41%.
  • Self-checkout: 36%.

The fastest-growing tools are electronic shelf labels (up 31% year over year) and order-ready boards (up 24%).

Toast conducted a blind survey of operators and decision-makers with fewer than 16 locations in the U.S. and included both Toast and non-Toast customers. Respondents were not informed that Toast was conducting the study.

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