Amazon expands flex payment options for Amazon Pay

Dan Berthiaume
Senior Editor, Technology
Amazon Pay flex payments
Amazon is offering flex payments to Amazon Visa and Prime Visa cardholders (Source: Amazon).

Amazon is giving a wider range of credit card holders access to use flex payments with Amazon Pay.

In an email to Chain Store Age, the e-tail giant announced that Prime Visa and Amazon Visa cardmembers can now pay with equal monthly payment options when using the Amazon Pay solution during checkout at tens of thousands of participating online retail sites, including LenovoTennis Express and Authentic Watches.

Amazon Pay uses information stored in a customer’s Amazon wallet like email, shipping addresses, and payment methods, so customers don’t to create a new account or remember passwords in order to checkout.

This is the first time Prime Visa and Amazon Visa cardmembers can use equal monthly payments  beyond and the Amazon mobile app. Cardmembers can pay 0% annual percentage rate (APR) on six- and 12-month equal monthly payment plans on purchases of $50 or more. For retailers, no additional fee or integration is required in order to offer this payment option to consumers. 

In April 2023,  the new Citi Flex Pay on Amazon Pay solution gave eligible Citi credit card members the option to pay over time when using the Amazon Pay digital wallet application at thousands of participating online retail sites. The Amazon e-commerce site and mobile app had already been accepting Citi Flex Pay.

Amazon also offers flexible payment options on its e-commerce site via partnerships with Affirm.

“Amazon is always looking to offer customers more choice and convenience when it comes to paying for their order,” Omar Soudodi, director of Amazon Pay, said in a statement emailed to Chain Store Age. We're excited to offer the millions of Prime Visa and Amazon Visa cardmembers the option to split their payments across six or 12 months at 0% interest when shopping with Amazon Pay. What’s more, Amazon Pay merchants now have yet another way to seamlessly reach new customers, offering them more choice and convenience in how they pay.”

“This expansion of our work with Amazon allows Prime Visa and Amazon Visa cardmembers to use their existing card features in a new way,” said William Mahoney, GM of Amazon Visa cards at Amazon Visa and Prime Visa issuer Chase, in an emailed statement. “We’re excited cardmembers will now be able to utilize 0% APR equal monthly payment options on purchases at a range of retailers, made possible by this advancement from Amazon Pay.

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