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4/7/2014 is rolling out a service that lets consumers use the website or mobile apps for iOS and Android to add digital coupons to their credit or debit cards from Visa, MasterCard or American Express for automatic redemption at checkout.

Offers are available for restaurants and specialty retailers such as Gap, Old Navy, The Body Shop, Tilly's and Travelocity. The service incorporates technology from the company's recent acquisition of Yub that links offers to payment cards. operates a leading digital promotion platform that connects brands and retailers with consumers.

"We always look to innovate in ways that help consumers save money," said Bruce Sattley, SVP of product management at "So we are really pleased to unveil our card linked service, which sets itself apart with ease of use, great offers and support for Visa, MasterCard and American Express cards. This combination delivers a best-in-class service for consumers and merchants wanting to take advantage of this emerging medium of digital coupons for saving on card purchases, primarily for in-store transactions, which still make up more than 90% of U.S. purchases."

To use’s card linked offers, shoppers register their Visa, MasterCard or American Express cards through website or mobile app. They can link credit or debit cards issued by any bank and the service is not restricted to a single bank or card type. Registration is required only once, not each time an offer is added. Consumers then browse offers and click to add to the payment card. offers are for cash discounts or gift cards, not points or rewards that users accrue. Users should check for new offers frequently since is regularly adding new offers from retailers and restaurants. Use the linked payment card in the store or on the merchant's website or e-commerce-enabled mobile apps. A text message or email notification confirming the acceptance of the coupon is sent when the purchase meets the conditions of the offer. Cash discounts are credited directly to the consumer's card account and settled within a few days. In the case of a gift card reward, redemption codes are sent within a few minutes.

The card linked offers platform, named CardLink iQ, gives specialty retailers and restaurants a new way to generate sales and increase brand loyalty among customers. Merchants can use card linked offers to drive traffic to their brick-and-mortar stores and to drive transaction volume on their e-commerce websites and mobile apps. For merchants wanting to focus on in-store sales, CardLink iQ gives them a way to use digital marketing to drive measurable offline purchases. And merchants do not need to alter point-of-sale systems or train staff with special procedures, so the process doesn't slow down checkout lines.

CardLink iQ is a pay-for-performance model that lets merchants directly tie online marketing spend to purchases and provides detailed, real-time reporting to measure campaign performance at a granular level. Redemption limits can be set with continuous monitoring of consumer usage to enable effective management of promotions budgets. In addition to placing card linked offers on the network and mobile app, CardLink iQ can also power offers directly on merchants' own sites and marketing channels, increasing consumer access with multiple touch points.

"CardLink iQ gives merchants the opportunity to connect with shoppers at scale, including the millions of users of, our mobile apps and our growing network of affiliate publishers," said Sattley. "With this service, uniquely offers retailers and restaurants a single resource for the broadest set of promotions, including site-to-store printable coupons, coupon codes for online shopping and now paperless card linked offers."

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