BJ’s new Mastercard programs ups offerings

New York — BJ's Wholesale Club’s Mastercard program ups the ante in the wholesale club credit card category. The new My BJ's Perks MasterCard will offer members 10 cents off per gallon of BJ's gas, up to 5% back on purchases in-club and at BJs.com, 2% back on eating out and non-BJ's gas purchases, and 1% back on purchases made everywhere else MasterCard is accepted.



The new program is also the first in the wholesale club category to provide members the flexibility of on-demand award redemption in $20 increments during checkout in-club.



"Our members [will receive] more benefits, more value and more convenience when they shop in-club and everywhere else MasterCard is accepted," said Laura Sen, president and CEO of BJ's Wholesale Club. "One of my favorite program features is our members' ability to automatically redeem their earnings during checkout. They have the choice to build their awards for greater savings off a bigger purchase or they can put them to use during their weekly shop."



BJ's Wholesale Club rival Sam’s Club offers a Mastercard program that gives members the opportunity to earn 5% cash back on gas, 3% cash back on dining and travel, and 1% cash back on all other purchases, up to $5,000 annually. Costco’s My TrueEarnings American Express card offers 3% cash back at gas stations, 2% back at restaurants, 2% back on travel and 1% cash back on other purchases.