BJ’s to offer financing for large purchases

Dan Berthiaume
Senior Editor, Technology
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Customers at BJ’s Wholesale Club will soon have a monthly payment option.

The warehouse club chain will deploy the Citizens Pay omnichannel financing solution from Citizens during Q1 2021 for orders placed online for delivery and for BOPIS and curbside pickup. Citizens Pay provides customers with low fixed monthly payments through a virtual line of credit that can be used for repeat purchases without a new credit application or managing multiple loans. 

BJ’s is targeting the solution at customers purchasing large items such as televisions, appliances, and home furnishings. Customers will be able to choose Citizens Pay financing options directly in the shopping experience. BJ’s and Citizens will expand the partnership to include financing for in-store purchases with the BJ’s mobile app in the second quarter of this year.

“We offer our members unbeatable value and convenience on everything they need in a one-stop shop. We’re thrilled to partner with Citizens to provide our members with a simple, affordable way to pay for large purchases,” said Chris DeSantis, senior VP, GMM, sundries and services, BJ’s Wholesale Club. “Whether our members are shopping for a new TV, refrigerator or bedroom set, we’re offering them more flexibility to purchase what they need with Citizens Pay.”

BJ's currently operates 219 locations in 17 states on the East Coast.