In 2011, retailers are challenged with understanding the Payment Council Industry’s (PCI) version 2.0 of the Payment Card Industry Data Security Standard (PCI DSS) and the Payment Application Data Security Standard (PA-DSS). Version 2.0 was published in October 2010 and effective Jan. 1, 2011. Retailers have until the end of 2011 to become fully compliant, allowing time to understand and implement the new requirements, and provide feedback to the council. Chain Store Age spoke with Brad Fick, president, Direct Source, about PCI compliance and the new standards.